Before you apply for a mortgage, there are six things you should know.

Consider these six considerations before you commit your hard-earned money to monthly mortgage payments. When these key factors are taken into account, your payments might work considerably harder for you.

  1.        Before you start looking for a house, you should get preapproved for a mortgage.

 Preapproval is simple to obtain and can provide you with complete peace of mind when looking for a house. Your local lending institution can provide you a written preapproval at no cost and with no obligation, and it can all be done over the phone. A written preapproval is as good as money in the bank, and it's more than just a verbal approval from your lender.


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